1. Maintain a Good Credit History: Your credit information is considered by insurers when determining the price of your homeowner’s insurance policy.
  2. Raise Your Deductible: Increasing your deductible from $500 to $1,000 could save you up to 25% on your insurance premium.
  3. Bundle Your Policies: Insure both your home and auto with the same insurance company to take advantage of multi-policy discounts.
  4. Review Your Coverage Annually: Check if there are items you have been insuring that have depreciated in value or that you no longer own.
  5. Maintain Your Home: Proper maintenance can make your home more resistant to disasters. This includes creating defensible space, preventing water damage, and protecting against theft and intrusion.