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Condo Insurance

Protecting your unit, belongings, and liability.

Our condo insurance policies fill the gaps left by your association’s master policy — covering your interior unit, personal property, liability, and any improvements or upgrades you’ve made. As a trusted independent insurance agency in Chicago, we work for you, not the insurance companies, delivering personalized coverage and unbiased guidance.

Smart coverage. Local expertise. Peace of mind. That’s the Truska Insurance difference for Chicago condo owners.

25+

Years In Business

35+

Companies Represented

95%

Customer Satisfaction Score

1000+

Happy Clients

Condominium Coverage Options

Condo Improvements

Covers the upgrades, alterations, or enhancements a condo unit owner makes to their unit that are not part of the original building or developer’s standard construction.

Personal Property

Personal Property Coverage in a homeowners insurance policy protects your belongings—furniture, clothing, electronics, and more—against covered perils like theft, fire, and storms. It ensures you can replace your possessions if they are damaged or lost.

Identity Theft

Identity theft can happen to anyone. If your personal information is stolen and used fraudulently, the costs to restore your credit and reputation can be overwhelming. Identity theft coverage helps you recover quickly and with less stress.

Personal Liability Protection

Personal Liability Insurance provides financial protection if you are found legally responsible for bodily injury or property damage to others.

Personal Articles Coverage

A Personal Articles Floater policy provides specialized coverage for high-value personal belongings that may exceed the limits of a standard homeowners or renters insurance policy. It offers broader protection, including coverage for accidental loss, theft, and damage.

Loss of Use

Loss of Use Coverage in a homeowners insurance policy provides financial assistance if your home becomes uninhabitable due to a covered loss, such as a fire, storm damage, or other insured peril. It helps cover temporary living expenses while your home is being repaired or rebuilt.

Why Choose Us

With more than 25 years of experience, we deliver personalized service and trusted guidance you can depend on.

As an independent insurance broker, we partner with leading national and regional carriers to address both business and personal insurance needs. Our team takes the time to understand your operations, lifestyle, and risk exposures, then designs tailored coverage solutions that protect your business, your personal assets, and your financial future.

What to Expect from us:

  • Trusted Expertise & AdviceYou can expect knowledgeable guidance—someone who understands risk, explains coverage clearly, and recommends solutions that truly protect them, not just the lowest-priced policy.

  • Choice & Advocacy We provide access to premier insurance carriers and serve as your advocate—strategically marketing your coverage, negotiating terms, and guiding you through claims with care and discretion.

  • Personalized Service & Responsiveness — We’re here to provide personalized, proactive service—answering your questions promptly, reviewing your policies regularly, and ensuring your coverage keeps pace with your life.

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Percent Customer Satisfaction Rating.

5.0

Google Trusted by Millions of Customers

Quotes White

Rob is such a great person who has fully gained my trust. I appreciate all of his experience and knowledge. I know when I talk to him about what I need, he is always looking out for me and, most importantly, he is honest with me. I can’t tell you how much I’ve come to value honest and trustworthy professionals who are exceptional at what they do. Truska Insurance is definitely one of those places and I recommend his services to everyone I know.

K. Sparks