Coverage built around custom homes, historic properties, and high-end finishes that a standard homeowners policy isn’t designed to fully replace.

HO-6 coverage reviewed against your association’s master policy to close gaps in improvements, loss assessment, and personal liability.

An added layer of liability protection above your home, condo, and auto limits — sized to your actual assets, not a standard policy cap

Coverage that reflects the vehicles you actually drive, from daily luxury cars to collector and exotic vehicles, based on usage and storage.

Scheduled coverage for art, antiques, wine, and collectibles at appraised value — broader than the special limits built into standard policies.

Full appraised-value protection for rings, watches, and heirloom pieces against loss, theft, and damage, including mysterious disappearance.

Protection against identity theft, online fraud, and cyber extortion — risks that fall outside a standard homeowners policy.

Coverage to help you recover quickly if your personal information is stolen and used fraudulently.

Coverage for second homes and vacation properties coordinated with your primary residence, auto, and umbrella policies.

Insurance for rental condos and investment real estate built to work alongside the rest of your personal program.

Coverage addressing the liability exposure that comes with household staff.