Film & Production Insurance

Protecting every shot for shoot from set to wrap.

Protecting Your Gear, Your Studio, and Your Story​.

Chicago photographers and video production companies face risks that a standard business policy simply wasn’t built for — stolen camera gear on location, a client who claims a missed deadline cost them revenue, or a crew member injured on set. At Truska Insurance, we specialize in photography and video production insurance in Chicago, designing coverage programs that protect your equipment, your liability, and your livelihood. As an independent agency, we work with specialty carriers who understand this industry — so your policy actually reflects the work you do.

Who We Insure in Chicago’s Creative Industry

From solo freelance photographers booking their first commercial client to full production companies managing multi-day shoots across Chicago, we build coverage that fits the actual scope and budget of your work. We insure:

Photographers
Producers
Digitechs
Stylist

Why Producers & Photographers choose Truska

Production companies trust us with their insurance programs because we understand the fast-moving, high-stakes nature of the production industry. Every project comes with unique risks—tight schedules, expensive equipment, location requirements, and crew safety—and we build coverage that addresses them all. Our approach is hands-on and tailored, ensuring each policy matches the specific scope and budget of the production, from small shoots to large-scale commercial projects. With access to top-rated carriers and a responsive team that knows how critical timing is in production work, we provide clarity, speed, and dependable support—so producers can stay focused on delivering the final cut with confidence.

  • Expert Guidance

  • Tailored Coverage

  • Hands-on Support

Coverage Built for Chicago Photographers & Video Productions

Every policy we build for Chicago photographers and producers is assembled from the coverages your specific work actually requires — not a generic package.

Commercial Property

Commercial property coverage protects your studio space, office, and fixed equipment against fire, theft, vandalism, and weather damage. For photographers and producers who own or lease a studio in Chicago, this is the foundation of your property protection — separate from the equipment floater that covers gear on location.

Commercial General Liability

General liability protects you when a client, subject, or bystander is injured on your set or at your studio, or when your work accidentally damages someone’s property. For photographers shooting at client locations or on public property in Chicago, general liability is often required by venues, brands, and production companies before they’ll allow you on set.

Cyber Liability

Cyber liability insurance protects your business from financial losses related to data breaches, cyberattacks, and other digital threats. It can cover costs such as data recovery, system restoration, legal fees, regulatory fines, customer notification, and credit monitoring for affected clients.

Fidelity | Crime

Fidelity and crime insurance protects your business from financial losses caused by theft, fraud, or dishonest acts—whether committed by employees or external parties. This coverage can include employee theft, forgery, embezzlement, robbery, and computer fraud.

Commercial Automobile

Commercial auto insurance protects vehicles used for business purposes and the people who operate them. It provides coverage for liability, physical damage, and medical costs resulting from accidents involving company-owned or employee-driven vehicles.

Workers’ Compensation | Employer Liability

In Illinois, if you hire employees or regularly bring on crew, workers’ compensation is legally required. It covers medical costs and lost wages for anyone injured on set — from a lighting assistant to a stylist. We ensure your coverage stays current with your actual crew structure and payroll across shoots.

Commercial Umbrella

Commercial Umbrella Liability insurance provides an extra layer of protection above your existing general liability, commercial auto, and employers liability policies. It kicks in when underlying coverage limits are exhausted, helping protect your business from large claims or catastrophic losses.

Camera Gear

Camera and equipment coverage — often called an inland marine floater — protects your cameras, lenses, lighting, grip, audio gear, and digital storage against theft, accidental damage, and loss both on-set and in transit. Unlike standard commercial property policies, an equipment floater follows your gear wherever the job takes you: to a client’s location, across Chicago, or on the road. We size the floater to your actual gear value and ensure rented or borrowed equipment is covered when needed.

What You Can Expect From Us

Immediate COI

Need a certificate of insurance before a shoot tomorrow — or today? We issue COIs fast for Chicago photographers and production companies, so a paperwork delay never costs you a booking.

Expertise in Production

We specialize in photography and video production insurance in Chicago — from solo shooters to full production companies — and build policies around how you actually work.

Specialty Carriers

We access specialty carriers that understand entertainment and production risk — union rules, Illinois regulations, permit requirements, and production contracts. Carriers most generalist brokers can’t reach.

Competitive Rates

As an independent agency, we compare rates across multiple carriers — so you get strong coverage at a price that fits a production budget, not a corporate one.