Umbrella insurance provides additional liability coverage that can help protect assets such as your home, car, and boat. It can also help cover defense costs, attorney fees, and other charges associated with lawsuits.
We offer exceptional coverage for homes of any size. Please complete the attached quote form and a licensed broker will get back to you about your insurance needs.
If you have a financed or leased vehicle, you may want to consider getting gap insurance, which can also be referred to as loan/lease insurance. In the event that your vehicle is declared a total loss, this type of coverage can help cover the gap between the actual cash value of the vehicle and the remaining unpaid balance of the auto loan or lease.
You can lower your insurance premium by increasing your deductible, bundling your policies, and taking advantage of available discounts.
Accidents can occur at any time and can be financially draining if you're held accountable for property damage or injuries. However, a personal umbrella policy can provide extra protection in case the damage you are held responsible for surpasses the limits of your auto or homeowners insurance policy.
For instance, if you ever get sued for defamation, are responsible for someone else’s medical expenses, or require to pay for costly repairs to someone's vehicle – an umbrella policy can provide coverage for at least $1 million in liability. It is important to note that in most cases, you will need to have an auto or property insurance policy before you can purchase an umbrella policy.
Welcome to Truska Insurance Agency, Inc. Insurance, your trusted partner for all your insurance needs. We offer a wide range of policies to protect your future and provide peace of mind. Contact us today to learn more!