Commercial Property Insurance

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Many types of businesses can benefit from commercial property insurance, which protects their property from unexpected events like fire, theft, vandalism, lightning, and windstorms. This includes businesses that own or rent a building, lease or rent space, or have a home-based business: 

Building owners: Businesses that own a building are likely responsible for most or all expenses if something happens. 

Lease or rent space: Depending on the lease agreement, a business owner may be liable in case of a fire or natural disaster. A landlord may also require the renter to have business property insurance. 

Home-based businesses: Commercial property insurance may provide more comprehensive coverage than a typical homeowners insurance policy, even with an in-home business endorsement. 

Other businesses that may benefit from commercial property insurance include: 

Businesses that own or rent equipment or tools 

Businesses that sell products or have inventory 

Businesses with physical assets that could be costly to replace 

Commercial property insurance can cover many things, including business goods and gear, Inventory, buildings, equipment breakdowns, and business income interruptions.