If you’re involved in an accident, you may have expenses for car repairs, property damage, medical bills, lost wages, and more. Without the coverage you need, you could have to pay those bills on your own.
We offer exceptional coverage for all types of vehicles. Please complete the attached quote form, and a licensed broker will get back to you about your insurance needs.
If you find yourself in a fender bender, there are a number of important steps to take to ensure everyone involved is safe and that you can get your claims process started:
You can lower your insurance premium by increasing your deductible, bundling your policies, and taking advantage of available discounts.
Regardless of whether there is any damage to your vehicle or who is at fault, it’s still important to report any car accident to your insurance company. Your policy may require you to do so, and in some cases, it may be easier and faster to fix damage to your vehicle using your own insurance.
Liability coverage is a type of insurance that is mandatory in most states. It includes both bodily injury and property damage liability coverage. This coverage is designed to provide compensation for injuries suffered by others and for the damage caused by your vehicle to someone else's property in the event of an accident.
If you are found responsible for causing damages as a result of an accident, your liability coverage will pay up to the limit you have selected. It can also provide legal defense if you are sued.
Uninsured/underinsured motorist coverage can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance coverage. In some states, it may be offered as a combined coverage, while in other states it may be offered as two separate coverages (one for uninsured and another for underinsured motorists).
Collision coverage helps pay for damage to your vehicle if your car hits another car or object, gets hit by another car or if your vehicle rolls over. This coverage is generally required if your car is financed or leased.
Comprehensive coverage helps pay for damage to your vehicle that is not caused by a collision. For example, theft, vandalism, hitting a deer or other animal, storms and certain natural disasters.
Medical payments coverage protects you and passengers in your vehicle who may be injured in an accident, no matter who is at fault. It also protects you as a pedestrian.
Optional rental reimbursement, also known as extended transportation expenses coverage, can help pay for a rental car if your car is damaged in a covered accident and is out of commission for more than 24 hours.
Optional towing coverage provides reimbursement for towing expenses from the location your vehicle stopped. Since towing companies typically charge by the mile, this coverage could help you avoid extra cost and frustration. To add towing coverage, you must first have comprehensive coverage on your policy.
Protect your auto with our comprehensive insurance policies. We offer coverage for daily drivers, classic, antique, and more. Get a quote today!