Dwelling Coverage is the foundation, providing financial protection for the structure of your home in case of covered damages.

Personal Liability Insurance provides financial protection if you are found legally responsible for bodily injury or property damage to others.

Other Structures Coverage is a key component of a homeowner’s insurance policy that protects structures on your property that are not attached to your main home, such as detached garages, sheds, swimming pools, fences, and gates.

Loss of Use provides financial assistance if your home becomes uninhabitable due to a covered loss, such as a fire, storm damage, or other insured peril. It helps cover temporary living expenses while your home is being repaired or rebuilt.

Personal Property Coverage protects your belongings—furniture, clothing, electronics, and more—against covered perils like theft, fire, and storms. It ensures you can replace your possessions if they are damaged or lost.

Helps cover the additional cost of rebuilding or repairing your home to meet current building codes after a covered loss.

Sewer and backup and sump pump failure coverage to protect your basement from flooding is a common issue in many Chicago neighborhoods.

Identity theft can happen to anyone. If your personal information is stolen and used fraudulently, the costs to restore your credit and reputation can be overwhelming. Identity theft coverage helps you recover quickly and with less stress.