Auto Insurance

Drive Confidently, we have your back

Your car is more than just transportation — it’s part of your daily life. At Truska Insurance Agency, we help drivers in Chicago, IL, and surrounding areas get auto insurance coverage that fits their needs, protects their vehicles, and keeps them on the road with confidence. Whether you drive a sedan, SUV, luxury vehicle, or multiple cars, we customize policies to match your lifestyle and budget.

Customizable Automobile coverages

  • Liability
    Liability insurance, required in most states, covers injuries and property damage you cause to others in an accident and may help pay legal defense costs up to your policy limits.

  • Uninsured/Underinsured Motorist
    Uninsured/underinsured motorist coverage helps pay for damages and medical expenses if you’re injured by a driver with little or no insurance. Depending on the state, it may be offered as combined or separate coverages.

  • Collision
    Collision coverage helps pay for damage to your vehicle if your car hits another car or object, gets hit by another car, or rolls over. This coverage is generally required if your car is financed or leased.
  • Gap Coverage
    GAP Coverage (Guaranteed Asset Protection) covers the difference between your car’s loan or lease balance and its actual cash value if it’s totaled or stolen.
  • Custom Equipment Coverage
    Custom parts and equipment coverage is optional insurance that covers aftermarket modifications made to enhance your vehicle’s looks or performance.
  • Ride Share
    If you drive for a ridesharing company, the extra coverage offered by this endorsement may help fill gaps between their commercial policy and your personal auto insurance policy.

  • Comprehensive
    Comprehensive coverage helps pay for damage to your vehicle that is not caused by a collision. For example, theft, vandalism, hitting a deer or other animal, storms and certain natural disasters.

  • Medical Payments
    Medical payments coverage protects you and passengers in your vehicle who may be injured in an accident, no matter who is at fault.

  • Rental
    Optional rental reimbursement helps cover a rental car if your vehicle is damaged in a covered accident and unusable for more than 24 hours.

  • Towing
    Optional towing coverage reimburses towing costs from where your vehicle stops. Requires comprehensive coverage.

  • New Car Replacement
    If you total your new car in the first five years, Premier New Car Replacement coverage pays to replace it with a brand-new car of the same make and model.

Why Choose Us


With more than 25 years of experience, we deliver personalized service and trusted guidance you can depend on.

Your vehicle plays an important role in your daily life, and protecting it should be easy and dependable. We learn how you drive and what matters most to you to design coverage that fits your needs and budget — from new cars to cherished classics, we’ve got you covered.

What to Expect from us:

  • Trusted Advice– We work with multiple top-rated insurance carriers to find the right coverage at competitive pricing. We’ll explain coverage options in plain language so you can make confident decisions without confusion.

  • Claims Support When It Matters Most – We provide access to premier insurance carriers and serve as your advocate—strategically marketing your coverage, negotiating terms, and guiding you through claims with care and discretion.

  • Personalized Service & Responsiveness — We’re here to provide personalized, proactive service—answering your questions promptly, reviewing your policies regularly, and ensuring your coverage keeps pace with your life.

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Rob is such a great person who has fully gained my trust. I appreciate all of his experience and knowledge. I know when I talk to him about what I need, he is always looking out for me and, most importantly, he is honest with me. I can’t tell you how much I’ve come to value honest and trustworthy professionals who are exceptional at what they do. Truska Insurance is definitely one of those places and I recommend his services to everyone I know.

K. Sparks

Claim Examples

Weather Damage

A severe hailstorm dents your hood and cracks your windshield. Comprehensive coverage helps pay for the damage so you can get back on the road quickly.

Animal Collision

A deer darts across the road and you’re unable to stop in time. Your auto policy’s comprehensive coverage helps cover the cost of repairs to your vehicle.

GAP Insurance

Guaranteed Asset Protection (GAP) insurance helps cover the difference between what you owe on your vehicle loan or lease and the car’s actual cash value if it’s totaled or stolen.

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