Shoot confidently through a clear lens.
Photographer insurance secured with Truska Insurance.
Whether you’re a world-traveling photojournalist, a creative shooting headshots as a side hustle, or a passionate amateur, Truska Insurance policies are fully customizable. No matter what type of photographer you are, we’ll design a program that provides the coverage you need at the most competitive premium.
Protection for service-oriented businesses.
When a business provides services, having the right type of policy in place helps cover the costs associated with being sued by a client. This is essential coverage whether you run a small photography business or a larger scale operation. How we classify your risk:
- Owned Studio
You work hard to create the perfect picture; we’re helping to protect it.
By combining policies, we can help cover your service and your inventory. Commercial general liability insurance policies cover you and your business for claims involving bodily injuries and property damage resulting from your products, services, or operations. This could include slips, trips, and falls as well as damage to a rented premise.
Cover your vital equipment.
Business personal property insurance covers the equipment, furniture, fixtures, and the inventory you own, use, or rent inside your workspace. It covers almost everything except the building itself. A property insurance policy helps cover your costs if you owned or rented a place of business and photography equipment gets damaged or destroyed. Common coverages you may want to include:
- Furniture, Tables, Chairs
- Photography Backdrops
- LED Lights
- Softboxes and Umbrellas
- Computers, Monitors, Printers, Scanners
The business side of photographer insurance.
Business income is a critical coverage for all photographers. It replaces some of your lost income if you can’t open because of covered property damage such as a fire or theft. Another coverage to consider is commercial auto insurance which covers cars, trucks, vans, and other vehicles used by your business including hired and non-owned auto. And for those jobs that require further transport for equipment, inland marine insurance helps cover your gear while transported on land by truck or train.
- Contingency i.e. Event Cancellation and Non-Appearance
- Workers’ Compensation
- Professional Liability Insurance
- Professional Liability
- Unmanned Aircraft
Is your photography business in need of specialized coverage? Contact us today to discuss your insurance options.
Photographer Insurance Quote Request
As an independent agency, we are here to help you find the right coverage.
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- Review options with an agent.
- Get the coverage you need.