Finanical Services

COMPLETE CONFIDENCE

Customized Insurance for Financial Professionals

Our dedicated focus for professional & financial services sector allows us to design strategies tailored to your unique needs, growth objectives, and long-term goals. By understanding the challenges of today’s landscape—whether you manage a law, accounting, or investment firm —we create solutions that safeguard your operations today while positioning you for sustainable success.

  • Financial Advisors

  • Business Consultants

  • Attorneys & Law Firms

  • Accountants & CPA’s

Expertise You Can Trust

With over 25 years of experience, we provide personalized service and discretion you can rely on.

Insurance isn’t one-size-fits-all — and neither are we. As an independent broker, we give you the flexibility, choice, and personal attention you won’t find with big-box insurers. We shop and compare policies from trusted carriers, tailor coverage to fit your lifestyle, and stand by you every step of the way — from everyday questions to unexpected claims.

Get the coverage you need, the value you want, and the confidence to handle whatever comes your way.

Contact Truska Insurance Agency today to schedule a confidential consultation and discover how we can protect what matters most.

25+

Years of experience & counting.

COVERAGE SNAPSHOT

COVERAGE SNAPSHOT

Products Designed For Financial Services

Our deep specialization in the professional & financial services sector allows us to deliver solutions tailored to the complex challenges you face. From day-to-day operations to long-term strategy, we take the time to understand your objectives, risks, and opportunities. The result is protection that safeguards your assets, employees, and clients today—while supporting the continued growth and stability of your organization in the future.

Our small business insurance product expertise includes:

  • Property Policy – Protects office buildings, furniture, equipment, and other physical assets from fire, theft, or other covered perils.

  • General Liability – Provides protection from third-party bodily injury, property damage, or personal injury claims (e.g., slip-and-fall incidents).

  • Cyber Liability – the risk of financial loss due to a cybersecurity incident, such as a data breach or cyberattack, which can result in legal claims, regulatory fines, and costs for business interruption.

  • Fidelity/Crime – Protects against employee theft, fraud, forgery, or embezzlement of company or client funds.

  • Commercial Auto – Covers vehicles used for business purposes, including liability and physical damage.

  • Workers’ Compensation – a system that provides financial and medical benefits to employees who are injured or become ill as a result of their work

  • Umbrella Liability – provides an additional layer of protection beyond the limits of your general & automobile liability policies.

  • Errors & Omissions – protects businesses from claims of financial loss resulting from mistakes, negligence, or failure to perform in the professional services they provide.

  • Director & Officers Liability – Protects company executives and board members from claims alleging wrongful acts, mismanagement, or breach of fiduciary duty.

Claim Scenarios

Data Breach and Cyber Liability

A financial advisory firm’s network was hacked, exposing hundreds of clients’ personal and financial records. The firm faced regulatory fines, client notification costs, and credit monitoring expenses totaling over $150,000.

Solution: Cyber Liability Insurance — covered data restoration, client notifications, and legal defense.

Professional Liability (E&O)

A client alleged that their financial planner provided unsuitable investment advice, resulting in significant losses. Even though the advisor followed proper protocols, legal defense costs exceeded $90,000.

Solution: Errors & Omissions (E&O) Insurance — covered attorney fees, mediation, and settlement expenses.

Professional Liability (E&O)

A client alleged that their financial planner provided unsuitable investment advice, resulting in significant losses. Even though the advisor followed proper protocols, legal defense costs exceeded $90,000.

Solution: Errors & Omissions (E&O) Insurance — covered attorney fees, mediation, and settlement expenses.

Business Interruption

A fire in a shared office building destroyed computers and client records, forcing a financial services firm to halt operations for several weeks.

Solution: Commercial Property and Business Interruption Insurance — paid for replacement equipment and lost income during downtime.

Risks facing the financial industry

In today’s rapidly changing economy, the professional & financial businesses face a range of complex threats—from cyberattacks and data breaches to regulatory scrutiny, client disputes, and employee-related exposures. Even a single incident can result in significant financial loss or reputational harm. The right insurance program helps safeguard your firm against these risks, ensuring you can continue serving your clients with confidence while protecting your assets, employees, and hard-earned reputation.

Cybersecurity and Data Breaches

Financial institutions are prime targets for cybercriminals due to the sensitive personal and financial information they hold. Phishing attacks, ransomware, and data breaches can lead to significant financial loss, regulatory penalties, and reputational damage. Cyber liability insurance helps protect against these evolving risks and provides resources to recover quickly after an incident.

Regulatory and Compliance Risks

Constantly changing regulations create challenges for financial professionals to remain compliant. Failure to meet industry standards—whether due to administrative errors, evolving privacy laws, or inadequate documentation—can lead to fines, investigations, or litigation. Errors & Omissions (E&O) and Management Liability coverages are essential safeguards against these exposures.

Professional Liability

In a high-trust industry, even a perceived mistake can trigger costly claims. Miscommunication, market volatility, or client dissatisfaction can lead to allegations of negligence or mismanagement. Professional Liability insurance protects financial advisors and firms from the legal and financial impact of these claims.

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Rob is such a great person who has fully gained my trust. I appreciate all of his experience and knowledge. I know when I talk to him about what I need, he is always looking out for me and, most importantly, he is honest with me. I can’t tell you how much I’ve come to value honest and trustworthy professionals who are exceptional at what they do. Truska Insurance is definitely one of those places and I recommend his services to everyone I know.

K. Sparks

latest news & insights

Expert advice and industry trends to keep you informed and empowered to make confident decisions about protecting what matters most.

Getting Insurance Is As Easy As 1-2-3

Getting the right insurance doesn’t have to be complex. We combine personal guidance, expert insight, and responsive service to help you protect your home and lifestyle with total peace of mind.

Share Your Details

Share a few details about your business, home, vehicles, and lifestyle, and we’ll manage every step — delivering a seamless experience from start to finish.

Customized Coverage Solutions

We design a customized insurance portfolio from leading carriers, carefully structured to protect your assets with precision and care.

Secure Your Protection

Choose the protection that fits your needs — we take care of the details to make the process simple and stress-free.

But it doesn’t stop there…

We build long-term partnerships-building lasting relationships, adapting to your changing needs, and ensuring continued protection today and tomorrow.