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Avoid and Protect From Being Scammed

By October 15, 2021Insurance

Identify theft is the fastest-growing white-collar crime in America, impacting one in every 20 consumers.  On average, it takes an individual more than 37 hours and $535 in out-of-pocket expenses to clean up the mess caused by an identity thief.

Truska Insurance can help.  We have fraud expense reimbursement coverage to pay for expenses associated with resolving an identity fraud event, and perhaps most importantly, we give you tools and information to reduce their risk of future additional fraud. Here are just a few tips.

Don’t respond: If you’re not 100% certain of the source of the call, email, or text, then hang up the phone, don’t click on the link in the email, and don’t reply to the text message.

Don’t trust caller ID or answer phone calls from unknown numbers: If you recognize the caller ID but the call seems suspicious, hang up the phone. Phone numbers can be easily spoofed to appear to be from a legitimate caller.

Don’t give out your information: Never provide any personally identifiable information (social security number, tax id, bank account numbers) over text or email.  If you must provide this information, make sure the email is encrypted, or the requesting party is using a service such as DocuSign.

Research and validate: If the individual or organization seems suspicious, make sure the request being made is legitimate by calling the organization through an official number from their website or consulting with a trusted family member or friend.

If you would like more information on how to protect yourself, please reach out; we are happy to help.